Lara recommends Spinning Silver by Naomi Novik

Featuring two strong female protagonists, an eerie setting, and a fast-paced plot,
Spinning Silver is a brilliant twist on the classic Rumpelstiltskin fairy tale, set against the cold, wintery backdrop of old Slavic society. As the daughter of a reluctant moneylender, Miryem must find a way to collect what her family is owed, while navigating the demands of the Staryk, icy fae creatures whose lust for gold lead them to seek Miryem's skills for turning silver into gold to suit their own purposes. Soon, she faces an insurmountable challenge that will test her independence and uncovers secrets that threaten to ravish the lands of humans and fae alike. I loved the audiobook for this, since the narrator dons a Russian accent as chilly as the winter woods and lends each character a definitive voice.
Publisher description:
Miryem is the daughter and granddaughter of moneylenders, but her father is not a very good one. Free to lend and reluctant to collect, he has left his family on the edge of poverty--until Miryem intercedes. Hardening her heart, she sets out to retrieve what is owed, and soon gains a reputation for being able to turn silver into gold. But when an ill-advised boast brings her to the attention of the cold creatures who haunt the wood, nothing will be the same again. For words have power, and the fate of a kingdom will be forever altered by the challenge she is issued